Ek SMS ya call aati hai: "Aapka ATM card block ho gaya hai, unblock karne ke liye is number par call karein." Ghabra kar bohat log turant us number par call kar dete hain — aur yehi wo moment hota hai jahan scam shuru hota hai.
Ye Scam Kaise Kaam Karta Hai
Jab victim diye gaye number par call karta hai, dusri taraf koi khud ko bank ka "technical officer" bata kar receive karta hai. Wo bataata hai ke card unblock karne ke liye "verification" chahiye — aur phir card number, expiry date, CVV, ya ATM PIN maangta hai. Kabhi kabhi wo victim ko kisi specific ATM machine par ja kar "kuch buttons dabane" ko bhi kehte hain, jo asal mein ek reverse transaction trigger kar deta hai jisse paisa unke account mein chala jata hai.
Khatarnak Nishaniyan
- Message ka number kisi normal mobile se ho, bank ke official short code se nahi
- Card details ya PIN maanga jaye
- Aapko kisi ATM par ja kar "specific instructions" follow karne ko kaha jaye
- Bohat zyada jaldi machaayi jaye — "abhi karein warna card permanently band ho jayega"
Khud Ko Kaise Bachayein
- Kisi bhi SMS/call mein diye gaye number par call na karein — hamesha apne card ke peeche likha official number use karein.
- PIN kisi ko bhi na batayein — na bank ko, na kisi officer ko, kabhi bhi nahi. Bank khud apna PIN nahi jaanta.
- Agar aisi SMS aaye to seedha apni bank ki app khol kar card ka status khud check karein.
- ATM par kisi ke kehne par koi "extra steps" follow na karein jo aapko ajeeb lagein.
Agar Aap Shikar Ho Chuke Hain To Kya Karein
- Turant apni bank helpline call kar ke card block karwayein.
- Branch jaake statement nikalwayein aur unauthorized transactions identify karein.
- FIA Cyber Crime Wing (1991) par report karein.
- Us number ko Number Bata par report karein taake community ko pata chale.